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Consumers’ deposits at nearly 8,000 credit unions nationwide are fully insured to at least $250,000 by an agency of the federal government – the National Credit Union Administration (NCUA) – through the National Credit Union Share Insurance Fund (NCUSIF). The National Credit Union Administration (NCUA) is the federal agency that administers the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF, like the FDIC’s Deposit Insurance Fund, is a federal insurance fund backed by the full faith and credit of the U.S. Government.
The NCUSIF insures member savings in federally insured credit unions, which account for approximately 98 percent of all credit unions. All Alaska credit unions – state and federal – are federally insured by the NCUSIF. Not one penny of insured savings has ever been lost by a member of a federally insured credit union.
For additional information, visit the NCUA Share Insurance Toolkit.